A proper financial plan can mean the difference between leaving your loved ones
well-positioned financially and leaving them to cope with debts and an inadequate income.
Life insurance can help create financial security for you and your family.
If you should die prematurely, it can be used to:
Disability Insurance
Disability insurance can provide you with financial security by replacing a portion of your
earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
Accidents and illnesses are a fact of life. They could happen to anyone at any time.
Did you know that
- * 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
- * The average length of a disability that lasts over 90 days is 2.9 years.
Disability insurance solution is available and it offers flexibility
and features to help bridge the gap between income and expenses during a disability.
Critical Illness Insurance
Critical illness insurance is a form of protection that can provide you with a lump sum payment if
you suffer from a covered critical illness and the survival period is satisfied. The physical and emotional
strain of a critical illness can be severe and when you combine that with the potentially damaging financial
impact, the result can be devastating.
That's where the critical illness benefit comes in—you are free to spend the money as you wish—such
as to help cover lost income, to pay for private nursing or out-of-country treatment, for medical equipment
or even to pay off your mortgage. It can help you where you need it most so you can focus all your energy on
recovering.