Pick-ups
Cars
Convertibles
Minivans
Low Consumption
SUVs

Here is the section on actual vehicles interest rates. We offer you many reknown banks in the goal to get the best credit rates. This section is up to date regulary and wants to be informative. The credit rates change every day, so at the moment to make your request, there could be a difference.

For customers that can get a financing with a conventional bank, they must have good credit past and have an acceptable debt ratio. For most of banks, and acceptable debt ratio is under 35% (to calculate this one, click here). For conventional debt, you can choose a stable or variable rate. The stable rate guarantee this rate for the time of your loan.

 Amount of your car loan 
when you buy this one		 Best Actual Interest Rate 
From  6 000  to  7 500  11,98 %  fixe
From  7 500  to  10 000  8.35 %  variable
From  10 000  to  12 500  5.80 %  variable
From  12 500  to  25 000  5.74 %  variable
Last modification:  2010-05-26 14:05:05

For the variable rate, it follows the changes of the market. You have the same payments up to the end of your loan. At the end of the loan, the bank make an average of the rates during your loan and tell you if you have an extra to pay or if you have a rembursement. Take note that more a loan is important, more the rate is better.

For those who cannot get a conventional loan, the rates will very change (between 10.99 up to 29%).

Rates indicated on www.jnauto.com wants to be the more precise, but we are not responsable of the changes of the market and the debt ratio of their customers, that could change the loan rate of their vehicle loan.

Thanks !


Pick-ups
Cars
Convertibles
Minivanss
Low Consumption
SUVs



CALCULATION OF THE DEBT RATIO

MONTHLY INCOME (BEFORE TAXES):
   
Lodging Monthly Fees  
Rent or mortage payment :
City and School Taxes
(on a monthly base) :
Heating/Electricity, per month :
Condo Fees, per month :
 
Debt
Car loan per month :
Personal loan(s) per month (including Student loan) :
Credit Cards debt :
"Buy now and pay later" debt :
Monthly Payment on taxes debt :
Monthly Payment on loan you want to get :
Monthly alimony to pay :
 
 
Your debt ratio :